Friday, July 25, 2008

Murphy is Camping in My Spare Bedroom

In The Total Money Makeover, Dave Ramsey states in regards to the emergency fund, “This beginning emergency fund will keep life’s little Murphies from turning into new debt while you work off the old debt. If a real emergency happens, you can handle it with your emergency fund.” If you are asking, “who is Murphy?” this is from Murphy’s Law: if anything can go wrong, it will.

I was snoozing ever so soundly when DJ walked into the bedroom, “Someone broke into the truck, where is the camera.” I immediately sat up in bed, “What? In our neighborhood?” We live in a quiet neighborhood filled with many elderly retired people. I tell DJ where to find the camera and dress myself so that I can go outside to see the damage. Damn, it was not some cruel joke to get me out of bed (not that DJ ever does that.)

Photo by DJ

As you can see they did a lot of damage to the passenger’s side door. There were finger prints visible at the top of the door above the window and a foot/shoe print below the window. This makes it appear that they grabbed the door at the top and physically pulled it down using leverage with at least one foot on the door.

While a police man was here taking prints, a neighbor walked by and asked if the truck had been broken into. She then stated that her neighbor across the street from her had their vehicle stolen overnight. This gives the impression that whoever broke into our truck had the intension of taking the whole thing, and for some reason gave up and moved on to easier prey.

The truck is currently at the shop waiting for a new door to come in. The damage is covered by our insurance, everything over our $500 deductible, that is. If we had an emergency fund, this would not be such a big deal. An example of why you want an emergency fund.

4 comments:

dmoms said...

no fair! we have had a truck broken into as well in our drive way. Unbelievable that people have to go to such lengths.

hang in there.

CeeCee said...

I'm sorry this happened. I, too, had a murphie this week. Need a crown (no, not the sparkly kind) to the tune of $350 co-pay. Ouch!

Dana said...

Amy.. that is terrible! Holy cow.. did they ever want to get in! That's scary too.. did they steal anything inside?

I'm glad you had insurance! I don't want to imagine how much it would cost if you had to pay cash.

We live in a highly senior neighbourhood. I call it my 24 hour security.

Amy said...

They did not steal anything. There isn't much of value left in our vehicles (car seat would be the most valuable item).